Check the Oregon Wildfire Risk Explorer First
Before you buy that perfect home nestled in the Oregon woods, it’s essential to consider the wildfire risk associated with the location. The Oregon Wildfire Risk Explorer is a valuable tool for assessing potential dangers.
Check the Map:
If the property you’re eyeing falls into the Orange or Purple zones, it’s a clear indicator of elevated wildfire risk. Type the name of your community, tribal area, county, or state to view interactive charts and maps about wildfire risk and discover resources to reduce risk.
Plan for Insurance:
Homes in these high-risk areas often face challenges when it comes to securing insurance in the preferred market. In some cases, you might need to budget for an additional $10K or more annually for insurance that may not offer the best coverage.
Be Prepared:
Before making your home purchase, ensure you can obtain adequate insurance coverage. If you’re unable to secure a policy in the preferred market, it’s crucial to have a financial plan in place to accommodate the higher costs associated with insuring your dream home.
You can enjoy the beauty of living in the woods while ensuring you’re fully protected against the risks, with some additional precautions of course!
If you have questions or need to check your dream home's location, give us a call and we are happy to help!
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